OUR CREDIT REPAIR SERVICES

*How do you restore bad credit?
According to Federal Law, the credit reporting agencies may ignore your dispute for numerous reasons. In our experience, a large number of dispute letters sent directly from consumers are rejected for one reason or another.

Once we've received your credit reports and information, we will draft letters to dispute negative items on your behalf. These letters are designed to communicate your dispute in such a way that credit bureaus will accept the dispute and conduct and investigation.

A disputed credit listing must be accurate and verifiable for it to remain on your credit report. If an item is only somewhat accurate, the credit reporting agency may simply change the item to reflect the accurate information. Very often though, disputed items cannot be verified. The original creditor no longer possesses the information or does not wish to go through the process of verifying it. Additionally, the reinvestigation must be completed within 30 days or the listing must be removed. Each time an investigation is initiated, the odds of receiving a particular deletion increases. Hence, properly disputed credit items are removed with a high success rate.

Once the investigation is complete, a new copy of your credit report is sent directly to you including any deletions or improvements.